Jet Ski & Personal Watercraft (PWC) Insurance

Up to 25% no claims discount

If you’ve made no claims in the past 5 years

We won’t be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.

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60 days’ European cover

Up to 60 days’ cover at any one time for inland and certain coastal waters of Europe

A specialist policy for your Jet Ski or Personal Watercraft

Jet Skis are exciting and loads of fun, but when you hit the water at speed and with power, the risks go up.

Insurance is therefore a must; for both newbies and pros. And because they are so different to other types of boats, Jet Skis or Personal Watercrafts need very specific insurance. That's where our bespoke Jet Ski policy comes in.

Our specialist policy has been specifically developed to protect you when you're using, storing or transporting your Jet Ski.

Here's a short summary of the cover our specialist policy includes:

 

Theft of your Jet Ski or Trailer

  • From your home or where it's stored permanently/temporarily
  • When it's in use/temporarily away from home or where it's stored; including a road vehicle
  • Up to a total of £20,000

 

Accidental Damage to your Jet Ski or Trailer

  • Covers damage that happens when; riding it at sea or lakes, it's in transit, it's being loaded onto or unloaded from your trailer
  • Covers the expense of fixing a fault or error in design or construction
  • Up to a total of £20,000

 

Malicious Damage to your Jet Ski or Trailer

  • Covers criminal damage which has been reported to the police
  • Up to a total of £20,000

 

Third Party Liability included as standard

  • Covers your legal costs if you cause damage to property or injure another person whist using your Jet Ski
  • Also extends to anyone using your Jet Ski with your permission, who's over 18
  • Up to £1m

 

Salvage or Towing Charges

  • Covers the costs/expenses incurred when recovering your Jet Ski from the sea or lake

 

Optional European cover

  • Covers you for 60 days' at any one time on the inland and coastal waters of Europe (limited to Belgium, Holland and France, but not West of Brest)

 

Optional Winter cover

  • Covers you if you use your Jet Ski in winter (1st November to 31st March)

 

Optional War cover

  • Cover your Jet Ski against physical loss or damage caused by war, strikes, terrorism and associated risks

 

Read our policy wording to view full details of what is covered and the policy exclusions.

Why choose us?

  • Build your own policy so you don’t need to pay for any unnecessary extras
  • Quickly add on European cover or Winter cover if you need it
  • Trailer cover included as standard with your cover
  • £1 million Third Party Liability included as standard with all policies
  • Our cover extends to any person in charge of your Jet Ski, with your permission
  • 0% APR on all monthly premiums over £50
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years

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Get a Quick Quote for Jet Ski Insurance

Our flexible policies mean you can choose from one simple cover option and then add the optional extras you require, including European cover and Winter cover.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your Jet Ski and Trailer
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental loss or damage to your Jet Ski and Trailer
  • Malicious damage to your Jet Ski and Trailer
  • Salvage charges and expenses incurred in preventing or minimising damage to your Jet Ski
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third-party person
  • Cover extends to any person in charge of your boat with your permission

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What type of Optional Extras are there to choose from?

European cover

Up to a maximum of 60 days’ cover at any one time for inland and coastal waters of Europe, limited to Belgium, Holland and France but not West of Brest.

Winter cover (for coastal waters only)

Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

What does Jet Ski Insurance cover?

Jet Ski Insurance covers your Jet Ski up to a maximum value of £20,000. Cover includes protection against theft, loss or damage as well as Third Party Liability, if you were to cause any damage to property or injuries to a person. Jet Ski Insurance includes trailer cover as standard. Plus, if you have any accidents when towing or unloading your Jet Ski, you’ll be covered.

 

How much is Jet Ski Insurance cover?

The cost of insuring your Jet Ski will vary, depending on your individual circumstances, which include; the value of your Jet Ski, your age, your claims history and the addition of any optional extras including European cover and Winter cover.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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