Privacy Policy

1. Introduction

Insure4Boats is a trading name of Ripe Insurance Services Limited, who are are committed to protecting the privacy of visitors to this website. This Privacy Policy is designed to let you know what data we collect about you, how we store it and how we use it.

The Insure4Boats website is operated by Ripe Insurance Services Limited whose registered office is at The Royals, Altrincham Road, Manchester, M22 4BJ and is registered in England at Companies House registration number 04507332.

By visiting this website you are accepting the practices described in this Privacy Policy. Any dispute you have regarding privacy is subject to this Privacy Policy, the Terms of Use and the Terms of Business. We reserve the right to update them without notice and we recommend you visit these sections regularly as continued use of this site after a change will constitute acceptance of the new Terms. Our Terms of Business does not affect your statutory rights.

2. Information We Collect

2.1 Cookies

– Cookies are text files which identify your computer to our server. We automatically issue your computer with a cookie whenever you browse or register on our website. By using this site you accept the conditions of our Cookie Policy. If you prefer not to have cookies stored on your computer, you may change your browser settings to either refuse all cookies, or to ask you if you wish to accept a cookie each time a website tries to store one. Please refer to our Cookie Policy for further information.

2.2 Click Streams

We may capture click streams (a series of mouse clicks made by you while viewing the website) to help us learn what parts of our website are most popular and among which audiences. We analyse click stream data to track trends and behaviours, not individuals.

2.3 Personal Information

- If you decide to apply online for a product or service or for a quote on a product or service, sign up to our newsletters, request a call back or use our online Live Chat facility offered by Insure4Boats you may be asked to provide personal contact details (such as name, postal address and e-mail address), financial information (for example, account or credit card details) and demographic/profile information (for instance, your postcode and age). You agree that we can hold this information. We use Industry standard encryption technologies when transferring and receiving customer data exchanged with our website.

Your personal information may be held by Ripe Insurance Services Limited and associated companies, business partners and insurers on computer or manual files and will be used for the purposes of generating a quote or insurance administration including carrying out claims handling and fraud prevention in connection with any insurance cover we arrange for you. We will not make your details available to other parties for marketing purposes, but we and other companies, also owned by Ripe Thinking Limited, may contact you to keep you informed of our latest products and services. Users may opt out of receiving future mailings. See “Contact us” below.

If you give us information about another person, either for the administration of your policy or in relation to a recommend a friend campaign, in doing so you confirm that they have given you permission to provide it to us to be able to process their personal data and also that you have told them who Insure4Boats are and what we will use their data for, as set out in this policy.

2.4 Dealing with other people

- To comply with data protection legislation, the request of many of our policyholders and to make the managing of your policy more convenient, it is our procedure to deal only with the person named on the policy.

If you would like someone else to be able to deal with your policy for you on a regular basis please let us know. In some exceptional circumstances we may also deal with other people who call us on your behalf. If at any time you would prefer us to deal only with you, please call to let us know.

2.5 Modification of and Access to Data

- You can change and modify any information that we hold about you by contacting us at dataprotection@ripeinsurance.co.uk or in writing to:

The Data Protection Officer
Ripe Insurance Services Limited
The Royals
Altrincham Road
Manchester
M22 4BJ

You may at any time request a copy of the information we hold on you (for which we may charge a small fee) by writing to us at the above address.

3. Security

Ripe Insurance Services Limited employs up to date technology in order to protect against the loss, misuse or alteration of information under our control. Our internal procedures cover the storage, access and disclosure of information in accordance with the Data Protection Act 1998. Please note that e-mails are not 100% secure. We advise that you take this into account before e-mailing personal and confidential information to us. If you send information by e-mail to us you are doing so at your own risk.

4. Passwords

If we supply a password to you for this site, you are responsible for maintaining the confidentiality of your password and account and any activities that occur under your account. We shall not be liable to any person for any loss or damage which may arise as a result of any failure by you to protect your password or account.

5. External Links

Ripe Insurance Services Limited accepts no responsibility for the content or privacy practices of any site to which a hypertext link from this site exists. The links are provided "as is" with no warranty, express or implied for the information provided within them.

6. Contacting Us

If you have any queries about this website we can be contacted by:

Email: admin@insure4boats.co.uk
Postal Address:
Ripe Insurance Services Limited
The Royals
Altrincham Rd
Manchester
M22 4BJ