Canal Boat Insurance

Contents cover on one simple policy

Protect your on-board personal possessions against theft, loss or damage, there’s no need to list every item.

We won’t be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.

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We insure Liveaboard Narrowboats

Protect your home on the water against theft and accidental damage or damage towards another boat, person or property.

Why insure your Canal Boat with us?

 Whether you’re cruising the waterways sightseeing, or moored up as a houseboat, we’ve got tailored Canal Boat Insurance designed to fit you seamlessly. From small Canal Boats all the way up to 72-footers and Dutch Barges, we can cover your boat hassle-free. In terms of stern style, we cover the three main types under our Canal Boat Insurance: cruiser, semi-traditional and traditional.
Your Canal Boat Insurance quote will be completely tailored to you and your boat, thanks to our flexible cover options – plus a range of optional extras for you to add on if you need them.
What’s more, you could also benefit from up to 25% no claims discount and up to 10% marina discount. Why not get an instant quote online now and see what you could be saving?

Canal Boats are insured under our Narrowboat Insurance

About our cover:

  • Build your own policy so you don’t need to pay for cover you don’t need
  • Quickly add on Contents cover or Frost cover if you need it
  • £3 million Third Party Liability included as standard with Hull & Machinery, which is legally advised
  • Cruise anywhere on the inland waters of the UK, excluding lochs and lakes
  • Our cover extends to any person in charge of your Narrowboat, with your permission
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years
  • Up to 10% discount if you moor your boat in a recognised marina

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Get a Quick Quote for Narrowboat Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Contents cover and Frost cover.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)
  • Option to add on Contents cover for your Narrowboat (if applicable)

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Third Party Liability only

Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.

What’s included in this cover?

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply

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What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

Contents cover

Protect your onboard personal possessions against theft, loss or damage. It’s quick and simple to add to your quote and there’s no need to list every item.

Frost

Insures your boat against loss or damage as a result of frost or freezing.

Personal Accident

This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding War cover to your policy.

Already insured?

WIN a £200 John Lewis / Waitrose Gift Card when you share your renewal date with us.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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