Whether you’re an experienced jet skier or a beginner, you need to protect your jet ski – and potentially yourself – with specialist jet ski insurance.
With Insure4Boats, you can cover your jet ski up to the value of £20,000 against theft, accidental damage, malicious damage, and salvage charges. As explained above, you can also get up to £3m of Third Party Liability.
Plus, when you insure your jet ski with us, we’ll automatically include cover for your trailer, too, provided you include its value when you fill out our quote form.
You’ll also be covered if you have any accidents within the marina while towing or unloading your jet ski.
Our jet ski insurance policies allow you to add optional extras, including European cover. When you select this cover, you’ll remain covered for 60 days at any one time on Europe’s inland and coastal waters. Please note, though, that this cover is limited to Belgium, Holland and France, but not west of Brest. You’re also covered in Eire (limited to the Irish Sea).
Here’s a summary of our jet ski cover*. Please refer to the Insurance Booklet for full terms and conditions.
*Cover also extends to any person in charge of your boat with your permission.
How much does it cost to insure my jet ski?
The cost of insuring your jet ski depends on a variety of factors. These include things like your age and claims history.
Can my boat insurance be in joint names?
Yes, anyone who has a financial interest in the boat can be named on the policy.
Can I add another boat to my insurance policy?
No, you’d need to buy a second policy.
I have some expensive equipment on board. Will this be covered on and off the water?
We do not cover personal possessions on a jet ski policy.
Can I transfer the policy to the new owner when I sell my boat?
No, the policy will remain in your name. However, if you buy a new boat, you’ll be able to swap your boat on your policy.
We know what you, as a jet ski owner, needs in terms of cover, and our policies reflect this knowledge. We also know that insurance can be complicated and full of jargon – and we’re here to change that.
Our simple, easy-to-navigate jet ski policies can be obtained in just a few clicks and are explained in plain English. You can pick and choose your cover options so that you only pay for the cover you need.
Plus, thanks to the Ripe Guarantee, you won’t find a better price anywhere else. In fact, if you do, we’ll beat it and refund the difference.
We also offer a no claims discount of up to 25% if you’ve made no claims in the past five years. Get an instant online quote today and discover the value of our jet ski insurance.
Below, we outline the range of scenarios in which you’d need this cover, from theft and damage to salvage charges and third-party liability. We also provide a breakdown of our various jet ski insurance policies to help you decide which option is best for you.
Jet ski insurance is a form of financial protection which compensates you in the event of accidents and certain other incidents. For instance, if your jet ski is lost, stolen, damaged, or if a claim is made against you.
Insurance is a must for any jet ski or other personal watercraft owner. At Insure4Boats, our jet ski insurance provides cover for various scenarios.
There are various reasons why you need jet ski insurance.
Firstly, jet skis and their accessories come at a cost – usually a high one, too. So, you’re taking huge risks by not insuring them.
Not only do you need to consider the possibility of your jet ski or its accessories being stolen, but you also need to consider the potential for a serious accident to occur – jet skiing is an extreme sport, after all. These are the main reasons you need insurance to protect yourself.
Aside from damage to your jet ski, you’re also a potential hazard for other people while out on the water. That’s why we provide Third Party Liability up to £3m to cover your legal liability if you damage another boat or property, or injure another person.
Read on to find out more about the specifics of our cover.
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