Protect your on-board personal possessions against theft, loss or damage, there’s no need to list every item.
At Ripe we take good care of you with great cover and exceptional service at the right price.
Protect your home on the water against theft and accidental damage or damage towards another boat, person or property.
Our Boat (Hull & Machinery) & Third Party Liability Narrowboat Insurance will protect your Narrowboat against theft, accidental damage, malicious damage and salvage charges. Our policies include £3 million Third Party Liability as standard and will cover you if you have an accident on the waterways and you cause damage to another boat, someone else’s property or injure another person. If you’re using an inland waterway, it is advised by ‘YouGov’ that you must have a minimum of £1 million Third Party Liability, if you don’t have the right insurance you could be prosecuted or fined.
With our Narrowboat Insurance policies (including 'wide beam' Narrowboats & Dutch Barges), you can add on optional extras that you may need, including Contents cover which will ensure that your on-board personal possessions are protected against theft, loss or damage. Other optional extras include Frost cover and Personal Accident.
Our build your own policies mean you never pay for any unwanted extras you won’t use. Plus, the Ripe Guarantee means our Narrowboat Insurance will provide great cover and exceptional service at the right price.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Contents cover and Frost cover.
Increased standard Third Party Liability cover 
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
Contents cover
Protect your onboard personal possessions against theft, loss or damage. It’s quick and simple to add to your quote and there’s no need to list every item.
Frost
Insures your boat against loss or damage as a result of frost or freezing.
Personal Accident
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
War
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding War cover to your policy.
Narrowboat Insurance covers any of the three main stern types; cruiser, semi-traditional and traditional. Narrowboat Insurance is intended to protect you, your Narrowboat and other waterway users. This can include covering the costs incurred as a result of theft or damage to your boat, or protecting your liability in the event that your boat causes damage to a property or injures a person.
There are many variables which will impact on how much your Narrowboat Insurance will cost. These include; whether you live aboard, the type of cover you opt for, the make and value of your boat, the age of your boat, your Narrowboat’s mooring type and your age and marine claim history.
No problem. You can set your policy to start anytime in the next 90 days so you can be covered when you need it.
Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.
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