Boat Insurance UK | Compare Boat Insurance Cover

Up to 25% no claims discount

If you’ve made no claims in the past 5 years

The Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at the right price.

Find out more

Marina mooring discount

Up to 15% discount if you moor your boat in a recognised marina.

Your cover options

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

Theft of your boat or craft
Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
Accidental damage caused by negligence
Malicious damage to your boat or craft
Salvage charges and expenses in preventing or minimising damage to your boat or craft
Accidental damage caused to another boat or property, or injury to another person
Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
Cover extends to any person in charge of your boat with your permission
Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax). Please note this is not available for Jet Skis.
Option to include the contents of your Narrowboat (if applicable)

What’s included in this cover?

Third Party Liability only

Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.

What’s included in this cover?

Accidental damage caused to another boat or property, or injury to another person
Legal costs incurred as the result of damage to a boat or property, or injury to a person
Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply

What’s included in this cover?

Tailored cover from the Boat Insurance specialists

We understand that the type of Boat Insurance cover you need will vary depending on the type of boat you own and where you sail. That’s why we don’t offer a one-size-fits-all approach to insurance. With our quick, online quote builder you simply select the cover you want from a list of optional extras. This means you only ever pay for the insurance you want.

Plus, we offer discounted rates based on your sailing experience, age and where you moor your boat. And better still, we rubber stamp our prices with a Lowest Price Guarantee. So, we promise you won’t find the same Boat Insurance cheaper anywhere else.

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