Kayak Insurance

Up to 3 years New for Old

We’ll replace your Sport Craft providing it was bought new and is less than 3 years old

We won’t be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.

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90 days’ European cover

Up to 90 days’ cover at any one time for inland and coastal waters of Europe

Why insure your Kayak with us?

Our Kayak Insurance will protect your kayak against theft, loss, or damageUp to £3 million Third Party Liability is included as standard, so you’ll be covered if you damage third party property or injure another person while kayaking.

What’s more, our Kayak Insurance includes New-for-Old cover for items bought new and not more than 3 years old. This means if you ever need to make a claim, we’ll repair or replace them as new, helping you get back out on the water in no time.

Our Kayak Insurance policies are tailored to your requirements, meaning you’ll only ever pay for the cover you need. You can add any optional extras you require, such as European cover to ensure you can use your kayak abroad. We also offer Personal Accident cover to protect you if you suffer an injury following a kayaking accident.

In fact, we’re so confident we offer the best value Kayak Insurance, we even offer a Lowest Price Guarantee. This means if you find the same level of cover cheaper elsewhere, we’ll match the quote and refund the difference.

Kayaks are insured under our Sport Craft Insurance

About our cover:

  • Build your own policy so you don’t need to pay for cover you don’t need
  • Quickly add on European cover if you take your Kayak abroad
  • £3 million Third Party Liability included as standard
  • Kayaks bought new up to 3 years old will be replaced new-for-old
  • Kayaks over 3 years old will be replaced on a market value basis


Get a Quick Quote for Kayak Insurance

Our flexible policies mean you can choose from one simple cover option and then add the optional extras you require, including European cover and Personal Accident.

Water Sports Equipment & Third Party Liability

This will cover your Water Sport Equipment against theft and damage. It also covers your legal liability if you damage another craft or property, or injure another person.

What’s included in this cover?

  • Theft, loss or damage of your craft
  • Legal costs incurred as a result of damage to a third-party craft or property, or injury to a third party person
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)

Get a quote

What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard third-party liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

European cover

Up to a maximum of 90 days’ cover at any one time for inland and coastal waters of Europe.

Personal Accident

This will cover you for up to £50,000 in compensation following a serious injury whilst using your boat or craft.

Already insured?

No problem. You can set your policy to start anytime in the next 90 days so you can be covered when you need it.


Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.