If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Up to 10% discount if you moor your boat in a recognised marina
Our Boat (Hull & Machinery) & Third Partly Liability Speedboat Insurance protects your boat against theft, accidental damage, malicious damage and salvage charges. It also includes up to £3 million Third Party Liability as standard which, protects you if your craft damages another boat, someone else’s property or causes injury to a person. With a Speedboat Insurance policy, you can add on optional extras such as Water Ski and Water Toy Liability which will cover you if you cause any damage to property or injure another person, when using water skis, wakeboards, donuts or bananas. If you regularly tow your boat between where you motor and where you keep it, Road Transit can be added on as an optional extra and will ensure that you’re covered against accidental damage, theft or loss when towing your boat. Cover can also be extended to Speedboats permanently moored in Europe.
Our flexible cover options mean you can build a policy that suits you and your Speedboat, so you’ll only every pay for the cover you need. Plus, with our Lowest Price Guarantee, you won’t find a better price elsewhere for your Speedboat Insurance.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including European cover, Road Transit and Water Toy Liability.
Increased standard Third Party Liability cover
Increase your standard third-party liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices
You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Water Ski Liability
Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when out on the water.
If you regularly tow your boat between where you motor and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding road transit to your policy.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
Speedboat Insurance will cover all speedboats travelling up to a maximum of 50 knots. Speedboats can be moored in marinas, ashore, pontoons and swing, trot or pile. Speedboat insurance will protect your boat against theft, damage and salvage charges as well as Third Party Liability in case you cause damage towards another boat, person or property.
Speedboat Insurance premium costs will depend on a number of different variables, including; the level of Speedboat cover you choose, the speed (in knots) of your Speedboat, your Speedboats value, the age of your Speedboat, your usual mooring type and location (UK/ abroad) and your marine experience and claims history.
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