If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Up to 15% discount if you moor your boat in a recognised marina
Because a SIB is lightweight, it’s more likely than other boat types to capsize or veer off course when you’re travelling at high speed.
As a result, you could be on the receiving end of a compensation claim or without your boat for a long period of time.
So, what kinds of accidents could happen on the water and why do you need SIB insurance to cover for such instances? We explain...
Although a SIB is flexible, compact and easy to store, it’s not the most stable of boats - as you probably know. If you own a SIB, any of the following could happen:
If any the above happened to you and you didn’t have insurance, you’d have to pay out of your own pocket for legal fees, repairs or replacing your SIB. That’s why it’s not worth taking the unnecessary risk of not having insurance.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Road Transit, European cover and Water Toy Liability.
Increased standard Third Party Liability cover
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices
You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Water Ski Liability
Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when out on the water.
If you regularly tow your boat between where you motor and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding Road Transit to your policy.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
Our SIB insurance includes Boat (Hull & Machinery) & Third Party Liability cover. This covers your SIB against loss, theft and accidental damage, as well as your potential legal fees if you damage another boat or property or injure another person.
Our SIB insurance policies include £3 million of Third Party Liability cover as standard, but you can increase this to £5 million for added protection.
With a SIB insurance policy, you can also add optional extras such as Road Transit or European cover. This means you’re covered against accidental damage caused to your SIB whilst it’s in transit and when you’re sailing abroad.
You can build your own policy, so you’ll only ever pay for the cover you need. In fact, we’re so confident we offer the best value SIB insurance, we offer a Lowest Price Guarantee. This means that, if you find the same cover for a lower price elsewhere, we’ll match it and refund the difference.
With our flexible, tailored and specialist SIB insurance, you can create the perfect policy for your boat. Get covered in a matter of minutes.
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