If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
We’ll cover loss or damage when you’re racing your dinghy.
Our Boat (Hull & Machinery) & Third Party Liability Dinghy insurance will protect your Dinghy against theft, accidental damage, malicious damage and salvage charges. You’ll also be covered if you race your dinghy. Up to £3 million Third Party Liability cover is included as standard and will protect your liability if you have an accident that damages another boat, property or injures a person.
Our Dinghy insurance policies can be completely tailored to you and your Dinghy (including Laser dinghies), so you’ll only ever pay for the cover you need. Our optional extras include European cover which ensures you can sail your Dinghy for up to 60 days’ at any one time for inland and coastal waters of Europe (limited to Belgium, Holland and France, but not West of Brest). Better still, we even offer a Lowest Price Guarantee, which means you can be sure you’re getting the best value Dinghy insurance.
Our flexible policies mean you can choose from one simple cover option and then add the optional extras you require, including European cover and Winter cover.
Increased standard Third Party Liability cover
Increase your standard third-party liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.
If you regularly tow your boat between where you sail and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding Road Transit to your policy.
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you sail outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
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