Photo of narrowboats
Photo of narrowboats

Houseboat Insurance

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Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Houseboat with us?

Whether you’re taking in the view somewhere picturesque or touring the canals, we’ve got houseboat insurance ready to tailor to your exact needs. From small canal boats, all the way up to 72-footers and dutch barges, we can cover your houseboat just the way you want.

Get a quote today for instant cover

Thanks to a variety of cover options, you can rest assured that your houseboat insurance will be fitted to your exact specifications. Plus, there’s also a range of extra add-ons to choose from, providing that extra touch.

As if that wasn’t enough, you could also benefit from up to no claims discount and up to 10% marina discount. Why not grab an instant online quote today and see how affordable peace of mind can be?

How much is Houseboat insurance?

There are a few variables which may impact how much your houseboat insurance will cost. These include:

  • The level of cover you choose
  • The make, length and value of your houseboat
  • The age of your houseboat
  • Your houseboat's mooring type
  • Your age and marine claims history
  • Whether you want to cover your contents

What does Houseboat insurance cover?

Insure4Boats offer two types of Houseboat insurance:

Boat (Hull & Machinery) & Third Party Liability

Taking out Third Party Liability & Boat (Hull & Machinery) cover on your houseboat means that you are protected against theft, accidental and malicious damage – as well as being covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding or heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft
  • Cover extends to any person in charge of your boat with your permission (not employees)

Third Party Liability Only

Taking out Third Party Liability Only cover on your houseboat means that you are covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Plus, you can choose from the following additional extras:

- Personal Accident
- Frost
- War

The types of houseboat we insure

Houseboats are traditionally between 30 feet and 50 feet in length. However, at Insure4Boats, we cover Houseboats all the way up to 72 feet in length. We also cover dutch barges and widths up to 12 feet.

In terms of stern style, we cover the three main types under our Houseboat insurance: cruiser, semi-traditional and traditional.

We’ve got over 20 years’ experience in specialist insurance, which is why we’re confident that we’re the best people to provide you with a houseboat insurance policy that suits your needs and saves you money.

Houseboats are insured under our Narrowboat insurance

Get a Quote for Narrowboat Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Narrowboat, please select the type you need.

Let’s get started. We offer cover for your Narrowboat.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

Get a quote

Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

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We cover…

We can insure Houseboats that are up to 72ft and their contents.

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Looking to insure your Dutch Barge?

We can insure Dutch Barges up to the value of £250,000 under our Inland Craft policies

Find out more

Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

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