River Boat Insurance

Up to 25% no claims discount

If you’ve made no claims in the past 5 years

We won’t be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.

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Marina mooring discount

Up to 10% discount if you moor your boat in a recognised marina

Why insure your River Boat with us?

Are you someone that loves cruising the canals and estuaries in your River Boat? In that case, Insure4Boats has River Boat insurance ready and waiting to be tailored to your exact needs.

It couldn’t be simpler to get covered. Simply choose the cover option you want, and then pick from a dedicated range of optional extras to give your River Boat Insurance that final touch.

What’s more, there’s also our up to 25% no claims discount and up to 10% marina discount on offer. Make sure you get your instant quote online now and get covered in seconds.

River Boats are insured under our Motor Boat Insurance 

 

About our cover:

  • Build your own policy so you don’t need to pay for cover you don’t need
  • £3 million Third Party Liability included as standard with all Hull & Machinery cover
  • Cruise anywhere on the inland waters of the UK, excluding lochs and lakes
  • Our cover extends to any person in charge of your Motor Boat, with your permission
  • 0% APR on monthly premiums over £50
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years
  • Up to 10% discount if you moor your boat in a recognised marina

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Get a Quick Quote for Motor Boat Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Frost cover and Personal Accident.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)

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Third Party Liability only

Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.

What’s included in this cover?

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply

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What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

Personal Accident

This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.

Personal Effects

Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices

Frost

Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

Already insured?

WIN a £200 John Lewis / Waitrose Gift Card when you share your renewal date with us.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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all-inclusive holiday to Barbados.

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