Do you think paying for repairs after someone damaged your boat is fair? Or buying a new boat because it was stolen? We don’t. That’s why our insurance is designed to protect your small open motor boat against theft, accidental damage, malicious damage and salvage charges.
It includes up to £3 million Third Party Liability as standard which protects you if your small open motor boat damages another boat, someone else’s property or causes injury to a person. This is vital as there are many other valuable crafts floating on the UK’s seas and one collision could escalate quickly, leading to a lawsuit or claim costing thousands of pounds.
You can also add on optional extras to your policy to suit your needs including Winter cover which means you can use your boat on coastal waters from the 1st November – 31st March. You can also add Personal Accident cover, so you’re not on your own if you sustain a serious injury whilst out on your boat.
About our cover:
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Winter cover and Road Transit.
Increase standard Third Party Liability cover
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Frost
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Road Transit
If you regularly tow your boat between where you motor and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding road transit to your policy.
Personal Effects
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices.
Personal Accident
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
War
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
No problem. You can set your policy to start anytime in the next 90 days so you can be covered when you need it.
Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.
To receive exclusive offers from Insure4Boats and the Ripe Group plus the latest boating news and information, please complete your details below.
Please enter a valid email address.
Please select your boat type.
Please confirm your preferences by selecting from the options below.
Your data is safe with us and you can unsubscribe at any time. For more information, please see our Privacy policy
We also work with a few, carefully selected retail and leisure partners. Please click below if it’s ok for us to send you offers and information from these partners from time to time.
Thank you for subscribing, you'll be hearing from us soon!
