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Photo of narrowboats

Small Boat Insurance

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Small Boat with us?

It’s not all about huge yachts – small boats need love and tailored insurance too! Thankfully, our streamlined small boat insurance can be built from the water up with your craft in mind, no matter what size it is.

Get a quote today for instant cover

We can create a small boat insurance quote to meet your exact specifications. Just choose from our customisable cover options – and then from a wide range of optional extras to make sure your insurance is exactly how you want it.

There's also the chance to save even more, thanks to our up to no claims discount and up to 10% marina discount. Get an instant online quote today and see how affordable peace of mind can be.

How much is Small Boat insurance?

There are a few variables which may impact how much your small boat insurance will cost. These include:

  • The level of cover you choose
  • The make, length and value of your small boat
  • The age of your small boat
  • Your small boat’s mooring type
  • Your age and marine claims history
  • Whether you want to cover your contents

What does Small Boat insurance cover?

Insure4Boats offer two types of Small Boat insurance:

Boat (Hull & Machinery) & Third Party Liability

Taking out Third Party Liability & Boat (Hull & Machinery) cover on your small boat means that you are protected against theft, accidental and malicious damage – as well as being covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding or heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft
  • Cover extends to any person in charge of your boat with your permission (not employees)

Third Party Liability Only

Taking out Third Party Liability Only cover on your small boat means that you are covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Plus, you can choose from the following additional extras:

- Personal Effects
- Personal Accident
- Road Transit
- Frost

We’ve got over 20 years’ experience in specialist insurance, which is why we’re confident that we’re the best people to provide you with a small boat insurance policy that suits your needs and saves you money.

Small Boats are insured under our Small Cabin Cruiser insurance

Get a Quote for Small Cabin Cruiser Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Small Cabin Cruiser, please select the type you need.

Let’s get started. We offer cover for your Small Cabin Cruiser.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

Get a quote

Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

Get a quote

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We cover…

We insure Small Cabin Cruisers up to 26ft and with speeds up to 20 knots.

Cover can be extended to Small Cabin Cruisers permanently moored in Europe*

Your Small Cabin Cruiser can also be covered if you take it to Europe

Get a quote

Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

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