15% OFF Specialist Narrowboat insurance

Contents cover on one simple policy

Protect your on-board personal possessions against theft, loss or accidental damage, there’s no need to list every item.

Ripe Guarantee

You’ll know exactly what to expect - great cover and exceptional service at the right price.

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We insure Live aboard Narrowboats

Protect your home on the water against theft and accidental damage or damage towards another boat, person or property.

Tailored Narrowboat insurance from experts you can trust

We think that life on the canal should be lived at a leisurely pace, and with that in mind, we believe that nothing about owning a narrowboat should cause you any stress.

It’s for that reason that our Specialist Narrowboat policy has been designed to make it as simple and easy as possible for you to get the right cover, at the very best price.

What can our Narrowboat insurance cover?

  • Theft, accidental loss or damage of your boat
  • £3 million Third Party Liability included as standard
  • Legal costs covered in the event of a claim against you
  • Up to £20,000 Personal Accident cover
  • Option to increase Third Party Liability cover to £5 million
  • Contents cover

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Why insure your Narrowboat, Widebeam or Dutch barge with us?

  • Choose the cover you want and never pay for extras you don’t need
  • SAVE up to 25% off your quote if you’ve not had any claims in the past 5 years
  • SAVE up to 15% if you moor your Narrowboat in a recognised marina
  • Our cover extends to any person in charge of your Narrowboat, with your permission
  • Experienced UK call centre
  • Expert claim handlings team who take care of your claim from start to finish

Get a Quick Quote for Narrowboat Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)

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Third Party Liability only

Third Party Liability only cover protects you in case you cause damage towards another boat or property, or injure another person whilst on the water.

What’s included in this cover?

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission, exclusions apply

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What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

Contents cover

Protect your onboard personal possessions against theft, loss or damage. It’s quick and simple to add to your quote and there’s no need to list every item.

Frost

Insures your boat against loss or damage as a result of frost or freezing.

Personal Accident

This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

Already insured?

WIN a £200 John Lewis / Waitrose Gift Card when you share your renewal date with us.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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