Get an Instant Quote
If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Up to 10% discount if you moor your boat in a recognised marina.
We understand how important peace of mind is when it comes to protecting your boat.
Our Specialist Boat Insurance policies can be tailor-made so you only ever pay for the cover you want. Plus, we’re so confident you won’t find a better quote elsewhere, we even offer our Lowest Price Guarantee.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including European cover and Road Transit.
Increased standard Third Party Liability cover
Increase your standard third-party liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices.
Up to a maximum of 60 days cover at any one time for inland and coastal waters of Europe, limited to Belgium, Holland and France but not West of Brest.
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Contents cover (Narrowboats)
Protect your personal content items which are kept onboard your Narrowboat against theft, loss or accidental damage. There’s no need to list every item, simply tell us the total value.
If you regularly tow your boat between where you sail and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding road transit to your policy.
Water Ski Liability
Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when out on the water.
Water Toy Liability
Protect yourself against any legal claims, if you injure another person or damage their property when towing water toys like Ringos, Donuts, Riders or Banana boats.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
To receive exclusive offers from Insure4Boats and the Ripe Group plus the latest boating news and information, please complete your details below.
Please enter a valid email address.
Please select your boat type.
Please confirm your preferences by selecting from the options below.
We also work with a few, carefully selected retail and leisure partners. Please click below if it’s ok for us to send you offers and information from these partners from time to time.
Thank you for subscribing, you'll be hearing from us soon!