Basic boat insurance made simple

Up to 25% no claims discount

If you've made no claims in the past 5 years.

Ripe Guarantee

You’ll know exactly what to expect - great cover and exceptional service at the right price.

Get A Quote

Marina mooring discount

Up to 10% discount if you moor your boat in a recognised marina.

Basic boat insurance from experts you can trust

Every boat is different, that’s why we don’t offer a one-size fits all approach to insurance. So, whether you’re looking for just basic Third Party Liability cover or want to protect your boat with Hull and Machinery cover too, the choice is yours. You can build your own bespoke policy online in minutes, where you can pick and choose the policy options that match your needs.

What can our boat insurance cover?

  • Theft, accidental loss or damage of your boat
  • £3 million Third Party Liability included as standard
  • Legal costs covered in the event of a claim against you
  • Up to £20,000 Personal Accident cover
  • Option to increase Third Party Liability cover to £5 million
  • European cover if you take your boat abroad


Why insure your boat with us?

  • Choose the cover you want and never pay for extras you don’t need
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years
  • Quickly add on European cover and Winter Cover if you need it
  • We won’t be beaten on price
  • Our cover extends to any person in charge of your boat, with your permission
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years


Get a Quick Quote for boat Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including European cover and Winter Cover.

Already insured?

No problem. You can set your policy to start anytime in the next 90 days so you can be covered when you need it.


Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.