Dinghy Insurance

Up to 25% no claims discount

If you’ve made no claims in the past 5 years

We won’t be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.

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60 days’ European cover

Up to 60 days’ cover at any one time for inland and certain coastal waters of Europe

Why insure your Dinghy with us?

Our Boat (Hull & Machinery) & Third Party Liability Dinghy insurance will protect your Dinghy against theft, accidental damage, malicious damage and salvage charges. You’ll also be covered for local club racing. So, if you take part in club-organised races in your Dinghy, we’ll cover you for races that take place at your club as well as those organised by other local sailing clubs. Up to £3 million Third Party Liability cover is included as standard and will protect your liability if you have an accident that damages another boat, property or injures a person.

Our Dinghy insurance policies can be completely tailored to you and your Dinghy (including Laser dinghies), so you’ll only ever pay for the cover you need. Our optional extras include European cover which ensures you can sail your Dinghy for up to 60 days’ at any one time for inland and coastal waters of Europe (limited to Belgium, Holland and France, but not West of Brest). Better still, we even offer a Lowest Price Guarantee, which means you can be sure you’re getting the best value Dinghy insurance.

About our Dinghy insurance:

  • Build your own policy so you don’t need to pay for cover you don’t need
  • Quickly add on European cover and Winter cover if you need it
  • £3 million Third Party Liability included as standard
  • Our cover extends to any person in charge of your Dinghy, with your persmission
  • Up to 25% no claims discount if you’ve made no claims in the past 5 years

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Get a Quick Quote for Dinghy Insurance

Our flexible policies mean you can choose from one simple cover option and then add the optional extras you require, including European cover and Winter cover.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3 million to £5 million for £40 plus IPT (insurance premium tax)

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What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard third-party liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

European cover

Up to a maximum of 60 days’ cover at any one time for inland and coastal waters of Europe, limited to Belgium, Holland and France but not West of Brest.

Road Transit

If you regularly tow your boat between where you sail and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding Road Transit to your policy.

Winter cover

Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you sail outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.

War

Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

Already insured?

WIN a £200 John Lewis / Waitrose Gift Card when you share your renewal date with us.

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Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.

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