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Photo of narrowboats

Motor Boat Insurance

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Motor Boat with us?

At Insure4Boats – we have top quality motor boat insurance that can be tailored to your every need.

Get a quote today for instant cover

Our policies are built around you, so you only pay for the cover you need. Simply pick one of our flexible insurance options, and then choose from a wide range of extras to make it how you want it.

Additionally, there’s the option of up to off with our no claims discount and up to 10% off with our marina discount. Grab an instant online quote today and see the value of tailored boat insurance today.

How much is Motor Boat insurance?

There are a few variables which could adjust how much your motor boat insurance will cost. These include:

  • The value of your motor boat
  • The speed (in knots) of your motor boat
  • The age of your motor boat
  • Your motor boat’s mooring type
  • Your age and marine claims history
  • Whether you want to cover your contents

What does Motor Boat insurance cover?

Insure4Boats offer two types of Motor Boat insurance to choose from:

Boat (Hull & Machinery) & Third Party Liability

Taking out Third Party Liability & Boat (Hull & Machinery) cover on your motor boat means that you are protected against theft, accidental and malicious damage – as well as being covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding or heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft
  • Cover extends to any person in charge of your boat with your permission (not employees)

Third Party Liability Only

Taking out Third Party Liability Only cover on your motor boat means that you are covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Plus, you can choose from the following additional extras:

- Personal Effects
- Personal Accident
- European Cover
- Road Transit

Motor Boats are insured under our Motor Cruiser insurance

Get a Quote for Motor Cruiser Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Motor Cruiser, please select the type you need.

Let’s get started. We offer cover for your Motor Cruiser.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

Get a quote

Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

Get a quote

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Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

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