Photo of narrowboats
Photo of narrowboats

Powerboat Insurance

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Powerboat with us?

Do you have the need for speed? Us too! Whether yours is an entry-level powerboat, or an all-carbon-fibre catamaran with twin turbines - we’ve got fast and reliable powerboat insurance for boats up to 50 knots that can be tailored to your exact specifications.

Get a quote today for instant cover

We can design a powerboat insurance quote to suit your powerboat down to the water, thanks to our flexible cover options – plus a huge variety of optional extras to suit your needs.

What’s more, you could also save a ton, thanks to our up to no claims discount and up to 10% marina discount. Why not get an instant online quote today and see how quickly you can be covered?

How much is Powerboat insurance?

There are a few variables which could adjust how much your powerboat insurance will cost. These include:

  • The level of cover you choose
  • The value of your powerboat
  • The speed (in knots) of your powerboat
  • The age of your powerboat
  • Your powerboat’s mooring type
  • Your age and marine claims history
  • Whether you want to cover your contents

What does Powerboat insurance cover?

Insure4Boats offer two types of Powerboat insurance:

Boat (Hull & Machinery) & Third Party Liability

Taking out Third Party Liability & Boat (Hull & Machinery) cover on your powerboat means that you are protected against theft, accidental and malicious damage – as well as being covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding or heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft
  • Cover extends to any person in charge of your boat with your permission (not employees)

Third Party Liability Only

Taking out Third Party Liability Only cover on your powerboat means that you are covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Plus, you can choose from the following additional extras:

- Personal Effects
- Personal Accident
- Road Transit
- Water Ski Liability

We’ve got over 20 years’ experience in specialist insurance, which is why we’re confident that we’re the best people to provide you with a powerboat insurance policy that suits your needs and saves you money.

Powerboats are insured under our Speedboat insurance

Get a Quote for Speedboat Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Speedboat, please select the type you need.

Let’s get started. We offer cover for your Speedboat.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

Get a quote

Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

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We cover…

We can insure Speedboats that speed up to 50 knots.

Cover can be extended to Speedboats permanently moored in Europe*

Your Speedboat can also be covered if you take it to Europe

Get a quote

Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

luxury hamper

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