If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Up to 10% discount if you moor your boat in a recognised marina
Our Boat (Hull & Machinery) & Third Party Liability RIB Insurance has been designed to protect your RIB against theft, accidental damage, malicious damage and salvage charges. With up to £3 million Third Party Liability included as standard, you’ll be covered if you cause damage to another boat, someone else’s property or injure another person. With a RIB Insurance policy, you can add on optional extras you require, including Road Transit which will ensure that you’re covered against accidental damage, theft or loss, if you regularly tow your boat between where you motor and where you keep it.
You can build your own policy so you’ll only ever pay for the cover you need. In fact, we’re so confident we offer the best value RIB insurance, we even offer a Lowest Price Guarantee, meaning if you find the same cover for cheaper elsewhere, we’ll match it and refund the difference.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including Road Transit, European cover and Water Toy Liability.
Increased standard Third Party Liability cover
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices
Up to a maximum of 60 days’ cover at any one time for inland and coastal waters of Europe, limited to Belgium, Holland and France but not West of Brest.
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Water Ski Liability
Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when out on the water.
Water Toy Liability
Protect yourself against any legal claims, if you injure another person or damage their property when towing water toys like Ringos, Donuts, Riders or Banana boats.
If you regularly tow your boat between where you motor and where you keep it, make sure it’s covered in transit against accidental damage, theft or loss, by adding Road Transit to your policy.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
RIBs come in all kinds of shapes and sizes. RIB (Rigid Inflatable Boat) Insurance will cover your boat up to a maximum speed of 50 knots. RIBs are covered if moored at the following; marinas, ashore, pontoon and swing, trot or pile. RIB insurance covers your boat for theft, damage and salvage charges, as well as protecting your liability for damages caused by your RIB to someone else’s boat, property or person.
The cost of your Rigid Inflatable Boat Insurance will depend on a number of different variables including; the type of cover you opt for, the speed (in knots) of your RIB, the value of your RIB, the age of your boat, your usual mooring location and type and your age, marine experience and marine claims history.
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