Specialist Jet Ski Insurance

Up to 25% no claims discount

If you’ve made no claims in the past 5 years

We won't be beaten on price

If you find the same level of cover and policy terms elsewhere for less, we'll beat it and refund the difference

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60 days’ European cover

Up to 60 days’ cover at any one time for inland and certain coastal waters of Europe

Tailored Jet Ski insurance from experts you can trust

Getting your Jet Ski out on the water should be all about a thrill-seeking adventure. That’s why our specialist Jet Ski insurance policy has been designed to make it as simple and easy as possible for you to get the right cover, at the right price. You can get an online quote and cover in an instant, so you could be protected before you next hit the water.

What can our Jet Ski insurance cover?

  • Theft of your jet ski and trailer
  • Accidental damage
  • Malicious damage
  • Trailer cover included as standard
  • Any accidents when towing or unloading your Jet Ski
  • £1 million Third Party Liability included as standard
  • Legal costs as a result of damage to third-party boat or property, or injury to a third party person.


Why insure your Jet Ski with us?

  • Choose the cover you want and never pay for extras you don’t need
  • SAVE up to 25% off your quote if you’ve not had any claims in the past 5 years
  • Our cover extends to any person in charge of your Jet Ski with your permission
  • Lowest price guarantee – we’ll beat any quote
  • Expert claim handlings team who take care of your claim from start to finish

Get a Quick Quote for Jet Ski Insurance

Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including European Cover and Winter Cover.

Boat (Hull & Machinery) & Third Party Liability

This option will cover your boat against theft and damage, as well as covering you for salvage charges. It also covers your legal liability if you damage another boat or property, or injure another person.

What’s included in this cover?

  • Theft of your Jet Ski and Trailer
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental loss or damage to your Jet Ski and Trailer
  • Malicious damage to your Jet Ski and Trailer
  • Salvage charges and expenses incurred in preventing or minimising damage to your Jet Ski
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third-party boat or property, or injury to a third-party person
  • Cover extends to any person in charge of your Jet Ski with your permission

Get a quote

What type of Optional Extras are there to choose from?

Increased standard Third Party Liability cover

Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).

Personal Accident

This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.

Personal Effects

Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices

European Cover

You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.

Winter cover (for coastal waters only)

Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.


Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.


Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.

Already insured?

WIN a £200 John Lewis / Waitrose Gift Card when you share your renewal date with us.


Got a question?

Can’t find what you’re looking for? Call 0800 668 1661 and one of our friendly advisors will be happy to help.