Photo of narrowboats
Photo of narrowboats

Wooden Boat Insurance

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Wooden Boat with us?

From sailing ships to sloops to clinker dinghies – if you’ve got a wooden boat, we’ve got wooden boat insurance ready to tailor to your exact needs.

Get a quote today for instant cover

Naturally every wooden boat is different, so our flexible cover options are there to make sure you only pay for the cover you need, while a wide choice of added extras mean you’re left with complete peace of mind.

In addition, you can get up to off with our no claims discount, as well as an up to 10% marina discount as well. Why not get an instant online quote today and make sure you’re fully covered?

How much is Wooden Boat insurance?

There are a few variables which may impact how much your wooden boat insurance will cost. These include:

  • The level of cover you choose
  • The value and size of your wooden boat
  • The age of your wooden boat
  • Your age and marine claims history
  • Whether you want to cover your contents

What does Wooden Boat insurance cover?

Insure4Boats offer two types of Wooden Boat insurance to choose from:

Boat (Hull & Machinery) & Third Party Liability

Taking out Third Party Liability & Boat (Hull & Machinery) cover on your wooden boat means that you are protected against theft, accidental and malicious damage – as well as being covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding or heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft
  • Cover extends to any person in charge of your boat with your permission (not employees)

Third Party Liability Only

Taking out Third Party Liability Only cover on your wooden boat means that you are covered up to £3m if your boat damages someone else’s property or causes injury.

This will cover you for:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Plus, you can choose from the following additional extras:

- Personal Effects
- Personal Accident
- European Cover

We’ve got over 20 years’ experience in specialist insurance, which is why we’re confident that we’re the best people to provide you with a wooden boat insurance policy that suits your needs and saves you money.

Wooden Boats are insured under our Small Open Motor Boat insurance

Get a Quote for Small Open Motor Boat Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Small Open Motor Boat, please select the type you need.

Let’s get started. We offer cover for your Small Open Motor Boat.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

Get a quote

Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

Get a quote

Icon reading lowest price guarantee

Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

luxury hamper

Share now