Photo of a motor cruiser
Photo of a motor cruiser

Motor Cruiser Insurance

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Why insure your Motor Cruiser with us?

Our Motor Cruiser insurance policies can be tailored to suit the model and speed range of your boat.

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Our insurance covers a range of Motor Cruisers differing in size and speed. We can provide policies to cover boats at a minimum of 27ft right up to 50ft and all Motor Cruisers that reach up to 50 knots, plus you could qualify for up to no claims discount and up to 10% marina discount.

At Insure4Boats we have over 20 years’ experience in a varied range of specialist insurance; so, you can rest-assured that both you and your Motor Cruiser will be in good hands.

How much is Motor Cruiser insurance?

The cost of your Motor Cruiser insurance premium will vary, depending on a number of factors, including:

  • The type of cover that you opt for
  • The maximum speed of your boat
  • Its value
  • Its age
  • The location in which the Motor Cruiser is most often moored
  • Your own age, marine experience and claim history

What does Motor Cruiser insurance cover?

There are two types of Motor Cruiser insurance offered by Insure4Boats:

Boat (Hull & Machinery) & Third Party Liability

This type of Motor Cruiser insurance covers the cost of theft and malicious or accidental damage to your boat. It also protects you from costs incurred if your boat damages someone else’s property or if your craft causes an injury to another person.

Third Party Liability Only

This type of Motor Cruiser insurance protects you if your boat damages another craft or property or causes an injury to someone whilst on the water. It will not cover the costs of any damage caused to your own Motor Cruiser.

The types of Motor Cruiser we insure

Our insurance covers a wide range of Motor Cruisers, including:

  • Motor Cruisers between 27ft – 50ft in length
  • Motor Cruisers with a top speed of up to 50 knots
  • Boats which are moored mainly in the UK or Europe
  • Motor Cruisers with different mooring types i.e. marina, ashore, swing, trot or pile

Get a Quote for Motor Cruiser Insurance

It only takes a minute! Start below by selecting the type of cover you require.

It only takes a minute! Start below by selecting your cover.

10% OFF all quotes

Get 10% Introductory discount* now!

Sale now on! 10% Introductory discount*

Type of cover

Let’s get started. We offer two levels of cover for your Motor Cruiser, please select the type you need.

Let’s get started. We offer cover for your Motor Cruiser.

Boat (Hull & Machinery) & Third Party Liability

This option will cover the cost of any accidental damage to your boat or craft, as well as covering the cost of any third party damage caused to another boat, person or property.

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Third Party Liability only

Third Party Liability only cover protects you in case you cause any damage towards another boat, person or property whilst on the water.

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We cover…

We can insure Motor Cruisers between 27ft – 50ft with speeds up to 50 knots.

Cover can be extended to Motor Cruisers permanently moored in Europe*

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Already insured?

Win a luxury hamper worth £200 when you share your renewal date with us.

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*Applies to boats moored in the Balearic Islands, Canary Islands, Croatia, Cyprus, France, Greece, Italy East Coast, Italy West Coast (excluding Corsica, Sardinia & Sicily), Malta and Turkey. The vessels must be kept in a professionally run marina or ashore and the customer needs to still be a UK resident. Premiums vary depending on the location of the vessel.