If you’ve made no claims in the past 5 years
If you find the same level of cover and policy terms elsewhere for less, we’ll beat it and refund the difference.
Up to 60 days’ cover at any one time for inland and certain coastal waters of Europe
Our Motor Cruiser Insurance policies can be tailored to suit the model and speed range of your boat.
Our insurance covers a range of Motor Cruisers differing in size and speed. We can provide policies to cover boats at a minimum of 27ft right up to 50ft and all Motor Cruisers that reach up to 50 knots, plus you could qualify for up to 25% no claims discount and up to 10% marina discount.
At Insure4Boats we have over 20 years’ experience in a varied range of specialist insurance; so, you can rest-assured that both you and your Motor Cruiser will be in good hands.
Our flexible policies mean you can choose from two simple cover options and then add the optional extras you require, including European cover and Winter cover.
Increased standard Third Party Liability cover
Increase your standard Third Party Liability cover from £3 million to £5 million for just £40 plus IPT (insurance premium tax).
This will cover you, or any passengers, up to £20,000 in compensation following a serious injury whilst using your boat or craft.
Protect your personal possessions against theft loss or damage whilst on board your boat. Excludes valuables such as jewellery, cash and mobile devices
You may use your vessel on inland and coastal waters of UK, Eire but limited to the Irish Sea and Continental Europe but limited to Belgium, Holland, and France but not West of Brest for a maximum of 60 days at any one time.
Winter cover (for coastal waters only)
Our standard policy will cover you on coastal waters from the 1st April to 31st October. If you motor outside of these months (1st November to 31st March), Winter cover is essential. If your boat is used on inland waters only, you’re covered all year round as standard.
Frost cover will protect your boat should you experience loss or damage as a result of frost or freezing.
Although damage caused by war, strikes, terrorism and other associated risks are rare, the damage caused can be severe. Protect your boat against these risks by adding war cover to your policy.
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