Cover options

We offer two levels of cover depending on the type of insurance you need, as well as a selection of optional add-ons so you can tailor the quote to your needs.

Boat (Hull & Machinery) & Third Party Liability

Covers you for

  • Theft of your boat or craft
  • Accidental damage caused by fire, explosion, collision, standing, grounding and heavy weather
  • Accidental damage caused by negligence
  • Malicious damage to your boat or craft
  • Salvage charges and expenses in preventing or minimising damage to your boat or craft
  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as a result of damage to a third party boat or property, or injury to a third party person
  • Cover extends to any person in charge of your boat with your permission
  • Option to increase standard Liability cover from £3m to £5m for £40.00 plus insurance premium tax
  • Option to include the contents of your Narrowboat (if applicable)

Get a quote

Third Party Liability only

Covers you for Third Party Liability up to £3m, including:

  • Accidental damage caused to another boat or property, or injury to another person
  • Legal costs incurred as the result of damage to a boat or property, or injury to a person
  • Accidents incurred when another person is in charge of your boat or craft. Cover extends to any person in charge of your boat with your permission (not employees)

Get a quote

Optional additions

When you get a quote with us we’ll give you the chance to add on these cover options:

This will cover you, or any passengers, up to £50,000 in compensation following a serious injury whilst using your boat or craft.

Protect your onboard personal possessions against theft, loss or damage. It’s quick and simple to add to your quote and there’s no need to list every item.

Maximum 60 days cover at one time for inland and coastal waters of Europe but limited to Belgium, Holland and France but not West of Brest .

Add Water Ski Liability cover to protect yourself if you cause any damage to property or injure another person when enjoying the thrills.

Protect yourself against any legal claims should you injure other people or damage their property when towing toys like Ringos, Donuts, Riders or Banana boats.

Our standard policy will cover you on inland waters all year round, but only coastal waters from the 1st April to the 31st October, so if you sail outside of those months Winter Use is essential.

Insures the vessel following loss or damage as a result of frost or freezing.

If you regularly tow your boat between where you sail and where you keep your boat, add Road Transit to cover your boat against theft, loss or damage when in transit.

Although damage caused by war, strikes, terrorism and other associated risks is rare, the damage caused can be great. Protect your boat from damage from any of these risks by including War cover.

Option to increase standard Liability cover from £3m to £5m for £40.00 plus insurance premium tax.

Want more details about our cover options and what they include?

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